Call reports 2009
HOUSTON COMMUNITY BANK, NATIONAL ASSOCIATION — 2009
What HOUSTON COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 233,368,000 | 237,079,000 | 230,226,000 | 234,408,000 |
| Total loans | 182,632,000 | 188,993,000 | 190,259,000 | 193,082,000 |
| Allowance for loan losses | 1,501,000 | 1,561,000 | 1,622,000 | 1,696,000 |
| Securities available for sale | 3,680,000 | 3,371,000 | 3,287,000 | 3,148,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,925,000 | 216,998,000 | 209,224,000 | 212,938,000 |
| Interest-bearing deposits | 166,136,000 | 171,612,000 | 163,719,000 | 167,117,000 |
| Noninterest-bearing deposits | 47,789,000 | 45,386,000 | 45,505,000 | 45,821,000 |
| Equity capital | 18,859,000 | 19,263,000 | 19,985,000 | 20,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,390,000 | 6,887,000 | 10,471,000 | 14,075,000 |
| Interest expense | 706,000 | 1,473,000 | 2,167,000 | 2,746,000 |
| Net interest income | 2,684,000 | 5,414,000 | 8,304,000 | 11,329,000 |
| Noninterest income | 254,000 | 493,000 | 769,000 | 944,000 |
| Noninterest expense | 1,817,000 | 3,739,000 | 5,622,000 | 7,644,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,046,000 | 2,018,000 | 3,226,000 | 4,329,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,046,000 | 2,018,000 | 3,226,000 | 4,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,739,000 | 19,228,000 | 19,889,000 | 20,445,000 |
| Total capital | 20,240,000 | 20,789,000 | 21,511,000 | 22,141,000 |
| Risk-weighted assets | 185,823,000 | 191,422,000 | 191,316,000 | 193,430,000 |