Call reports 2007
HOUSTON COMMUNITY BANK, NATIONAL ASSOCIATION — 2007
What HOUSTON COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 181,909,000 | 181,779,000 | 188,896,000 | 207,044,000 |
| Total loans | 149,099,000 | 152,513,000 | 159,679,000 | 166,346,000 |
| Allowance for loan losses | 1,423,000 | 1,423,000 | 1,416,000 | 1,386,000 |
| Securities available for sale | 4,018,000 | 3,741,000 | 4,184,000 | 4,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,964,000 | 165,246,000 | 171,784,000 | 189,615,000 |
| Interest-bearing deposits | 123,376,000 | 123,182,000 | 129,696,000 | 137,575,000 |
| Noninterest-bearing deposits | 42,588,000 | 42,064,000 | 42,088,000 | 52,040,000 |
| Equity capital | 15,021,000 | 15,601,000 | 16,031,000 | 16,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,362,000 | 6,828,000 | 10,412,000 | 14,021,000 |
| Interest expense | 1,319,000 | 2,658,000 | 4,059,000 | 5,477,000 |
| Net interest income | 2,043,000 | 4,170,000 | 6,353,000 | 8,544,000 |
| Noninterest income | 310,000 | 630,000 | 861,000 | 1,131,000 |
| Noninterest expense | 1,478,000 | 3,011,000 | 4,558,000 | 6,107,000 |
| Provision for loan losses | 54,000 | 54,000 | 54,000 | 54,000 |
| Pretax income | 821,000 | 1,735,000 | 2,602,000 | 3,514,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 821,000 | 1,735,000 | 2,602,000 | 3,514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,109,000 | 15,777,000 | 16,103,000 | 16,474,000 |
| Total capital | 16,532,000 | 17,200,000 | 17,519,000 | 17,860,000 |
| Risk-weighted assets | 152,962,000 | 157,156,000 | 166,008,000 | 176,870,000 |