Call reports 2002
HOUSTON COMMUNITY BANK, NATIONAL ASSOCIATION — 2002
What HOUSTON COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 137,992,000 | 121,822,000 | 122,438,000 | 127,184,000 |
| Total loans | 92,850,000 | 95,786,000 | 96,968,000 | 97,430,000 |
| Allowance for loan losses | 616,000 | 675,000 | 686,000 | 650,000 |
| Securities available for sale | 4,595,000 | 4,470,000 | 4,288,000 | 3,944,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,284,000 | 111,809,000 | 111,956,000 | 116,587,000 |
| Interest-bearing deposits | 88,816,000 | 84,949,000 | 83,950,000 | 86,432,000 |
| Noninterest-bearing deposits | 39,468,000 | 26,860,000 | 28,006,000 | 30,155,000 |
| Equity capital | 9,014,000 | 9,333,000 | 9,709,000 | 9,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,082,000 | 4,162,000 | 6,255,000 | 8,354,000 |
| Interest expense | 689,000 | 1,307,000 | 1,882,000 | 2,429,000 |
| Net interest income | 1,393,000 | 2,855,000 | 4,373,000 | 5,925,000 |
| Noninterest income | 277,000 | 540,000 | 820,000 | 1,109,000 |
| Noninterest expense | 1,035,000 | 2,074,000 | 3,117,000 | 4,206,000 |
| Provision for loan losses | 120,000 | 240,000 | 390,000 | 572,000 |
| Pretax income | 515,000 | 1,081,000 | 1,686,000 | 2,256,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 515,000 | 1,081,000 | 1,686,000 | 2,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,029,000 | 9,262,000 | 9,575,000 | 9,863,000 |
| Total capital | 9,645,000 | 9,937,000 | 10,261,000 | 10,513,000 |
| Risk-weighted assets | 95,755,000 | 94,593,000 | 95,492,000 | 96,921,000 |