Call reports 2001
HOUSTON COMMUNITY BANK, NATIONAL ASSOCIATION — 2001
What HOUSTON COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 100,042,000 | 104,914,000 | 109,088,000 | 118,399,000 |
| Total loans | 84,262,000 | 88,288,000 | 93,136,000 | 94,225,000 |
| Allowance for loan losses | 447,000 | 510,000 | 560,000 | 548,000 |
| Securities available for sale | 4,873,000 | 4,408,000 | 4,352,000 | 4,871,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,396,000 | 97,728,000 | 99,649,000 | 108,935,000 |
| Interest-bearing deposits | 71,864,000 | 75,269,000 | 76,265,000 | 83,961,000 |
| Noninterest-bearing deposits | 21,532,000 | 22,459,000 | 23,384,000 | 24,974,000 |
| Equity capital | 6,094,000 | 6,337,000 | 8,602,000 | 8,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,038,000 | 4,176,000 | 6,371,000 | 8,611,000 |
| Interest expense | 960,000 | 1,906,000 | 2,802,000 | 3,603,000 |
| Net interest income | 1,078,000 | 2,270,000 | 3,569,000 | 5,008,000 |
| Noninterest income | 267,000 | 530,000 | 820,000 | 1,108,000 |
| Noninterest expense | 939,000 | 1,861,000 | 2,835,000 | 3,912,000 |
| Provision for loan losses | 50,000 | 135,000 | 225,000 | 325,000 |
| Pretax income | 356,000 | 804,000 | 1,329,000 | 1,879,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 356,000 | 804,000 | 1,329,000 | 1,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,073,000 | 6,338,000 | 8,536,000 | 8,823,000 |
| Total capital | 6,520,000 | 6,848,000 | 9,096,000 | 9,371,000 |
| Risk-weighted assets | 79,128,000 | 84,141,000 | 89,436,000 | 92,106,000 |