Call reports 2009
GEORGIAN BANK — 2009
What GEORGIAN BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Total assets | 2,270,148,000 | 2,230,230,000 |
| Total loans | 1,856,822,000 | 1,824,654,000 |
| Allowance for loan losses | 32,881,000 | 52,374,000 |
| Securities available for sale | 143,732,000 | 184,302,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,962,619,000 | 1,960,123,000 |
| Interest-bearing deposits | 1,778,716,000 | 1,784,319,000 |
| Noninterest-bearing deposits | 183,903,000 | 175,803,000 |
| Equity capital | 182,268,000 | 144,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Interest income | 25,326,000 | 47,362,000 |
| Interest expense | 14,892,000 | 28,922,000 |
| Net interest income | 10,434,000 | 18,440,000 |
| Noninterest income | 514,000 | -2,161,000 |
| Noninterest expense | 9,730,000 | 20,793,000 |
| Provision for loan losses | 14,914,000 | 56,164,000 |
| Pretax income | -13,696,000 | -60,678,000 |
| Income tax | -5,347,000 | -15,662,000 |
| Net income | -8,349,000 | -45,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Tier 1 capital | 177,299,000 | 140,966,000 |
| Total capital | 202,141,000 | 165,378,000 |
| Risk-weighted assets | 1,979,308,000 | 1,924,998,000 |