Call reports 2001
FRANKLIN LAMOILLE BANK, N.A. — 2001
What FRANKLIN LAMOILLE BANK, N.A. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 329,292,000 | 324,969,000 | 332,206,000 | 333,826,000 |
| Total loans | 221,901,000 | 223,040,000 | 215,423,000 | 210,570,000 |
| Allowance for loan losses | 2,793,000 | 2,606,000 | 2,599,000 | 2,185,000 |
| Securities available for sale | 85,132,000 | 77,676,000 | 84,152,000 | 79,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,501,000 | 258,273,000 | 273,668,000 | 272,314,000 |
| Interest-bearing deposits | 216,149,000 | 219,008,000 | 231,185,000 | 222,333,000 |
| Noninterest-bearing deposits | 38,352,000 | 39,265,000 | 42,483,000 | 49,981,000 |
| Equity capital | 24,695,000 | 24,052,000 | 25,090,000 | 25,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,398,000 | 12,405,000 | 18,120,000 | 23,506,000 |
| Interest expense | 3,116,000 | 5,651,000 | 7,953,000 | 9,799,000 |
| Net interest income | 3,282,000 | 6,754,000 | 10,167,000 | 13,707,000 |
| Noninterest income | 499,000 | 1,048,000 | 1,592,000 | 2,088,000 |
| Noninterest expense | 1,978,000 | 3,837,000 | 5,774,000 | 7,984,000 |
| Provision for loan losses | -149,000 | 202,000 | 354,000 | -245,000 |
| Pretax income | 1,952,000 | 3,763,000 | 5,631,000 | 8,056,000 |
| Income tax | 639,000 | 1,228,000 | 1,832,000 | 2,634,000 |
| Net income | 1,313,000 | 2,535,000 | 3,799,000 | 5,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,819,000 | 23,541,000 | 23,345,000 | 23,907,000 |
| Total capital | 26,612,000 | 26,147,000 | 25,944,000 | 26,092,000 |
| Risk-weighted assets | 239,575,000 | 240,703,000 | 237,183,000 | 228,999,000 |