Call reports 2015
CENTRAL BANK ILLINOIS — 2015
What CENTRAL BANK ILLINOIS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 496,636,000 | 526,460,000 | 515,306,000 | 534,966,000 |
| Total loans | 285,806,000 | 282,064,000 | 293,988,000 | 314,105,000 |
| Allowance for loan losses | 4,978,000 | 5,133,000 | 5,241,000 | 5,352,000 |
| Securities available for sale | 174,929,000 | 185,143,000 | 184,241,000 | 184,088,000 |
| Securities held to maturity | 1,599,000 | 1,599,000 | 1,595,000 | 1,636,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 385,391,000 | 417,390,000 | 404,298,000 | 420,461,000 |
| Interest-bearing deposits | 273,186,000 | 312,396,000 | 292,863,000 | 303,980,000 |
| Noninterest-bearing deposits | 112,205,000 | 104,994,000 | 111,435,000 | 116,481,000 |
| Equity capital | 60,711,000 | 60,844,000 | 60,748,000 | 63,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,870,000 | 9,838,000 | 14,983,000 | 20,299,000 |
| Interest expense | 743,000 | 1,524,000 | 2,334,000 | 3,106,000 |
| Net interest income | 4,127,000 | 8,314,000 | 12,649,000 | 17,193,000 |
| Noninterest income | 714,000 | 1,395,000 | 2,297,000 | 3,069,000 |
| Noninterest expense | 2,422,000 | 4,891,000 | 7,512,000 | 10,179,000 |
| Provision for loan losses | 250,000 | 399,000 | 600,000 | 601,000 |
| Pretax income | 2,606,000 | 5,097,000 | 7,675,000 | 10,656,000 |
| Income tax | 418,000 | 841,000 | 1,935,000 | 2,769,000 |
| Net income | 2,188,000 | 4,256,000 | 5,740,000 | 7,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,706,000 | 55,774,000 | 55,259,000 | 57,405,000 |
| Total capital | 58,605,000 | 60,410,000 | 60,034,000 | 62,456,000 |
| Risk-weighted assets | 391,813,000 | 370,345,000 | 381,555,000 | 403,782,000 |