Call reports 2014
CENTRAL BANK ILLINOIS — 2014
What CENTRAL BANK ILLINOIS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 460,907,000 | 479,428,000 | 497,813,000 | 497,969,000 |
| Total loans | 267,787,000 | 268,674,000 | 279,752,000 | 288,190,000 |
| Allowance for loan losses | 5,618,000 | 5,669,000 | 5,985,000 | 4,666,000 |
| Securities available for sale | 158,638,000 | 166,581,000 | 168,853,000 | 171,582,000 |
| Securities held to maturity | 1,597,000 | 1,598,000 | 1,594,000 | 1,610,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 360,197,000 | 374,842,000 | 390,114,000 | 382,387,000 |
| Interest-bearing deposits | 278,096,000 | 271,630,000 | 272,314,000 | 260,901,000 |
| Noninterest-bearing deposits | 82,101,000 | 103,212,000 | 117,800,000 | 121,486,000 |
| Equity capital | 53,231,000 | 56,163,000 | 58,383,000 | 58,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,641,000 | 9,426,000 | 14,148,000 | 19,115,000 |
| Interest expense | 768,000 | 1,481,000 | 2,255,000 | 2,983,000 |
| Net interest income | 3,873,000 | 7,945,000 | 11,893,000 | 16,132,000 |
| Noninterest income | 731,000 | 1,432,000 | 2,318,000 | 3,203,000 |
| Noninterest expense | 2,475,000 | 4,900,000 | 7,430,000 | 9,802,000 |
| Provision for loan losses | 0 | 0 | 301,000 | 1,002,000 |
| Pretax income | 1,997,000 | 4,660,000 | 7,026,000 | 9,171,000 |
| Income tax | 411,000 | 1,153,000 | 1,581,000 | 2,289,000 |
| Net income | 1,586,000 | 3,507,000 | 5,445,000 | 6,882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,169,000 | 50,062,000 | 51,998,000 | 52,434,000 |
| Total capital | 52,502,000 | 54,469,000 | 56,599,000 | 57,137,000 |
| Risk-weighted assets | 355,144,000 | 361,099,000 | 376,470,000 | 384,228,000 |