Call reports 2008
CENTRAL BANK ILLINOIS — 2008
What CENTRAL BANK ILLINOIS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 318,523,000 | 340,686,000 | 353,145,000 | 361,420,000 |
| Total loans | 221,499,000 | 227,201,000 | 231,513,000 | 233,414,000 |
| Allowance for loan losses | 1,603,000 | 1,739,000 | 1,861,000 | 1,657,000 |
| Securities available for sale | 64,760,000 | 74,458,000 | 83,970,000 | 89,162,000 |
| Securities held to maturity | 712,000 | 712,000 | 712,000 | 812,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,869,000 | 249,775,000 | 258,652,000 | 265,499,000 |
| Interest-bearing deposits | 200,583,000 | 219,015,000 | 227,271,000 | 226,920,000 |
| Noninterest-bearing deposits | 29,286,000 | 30,760,000 | 31,381,000 | 38,579,000 |
| Equity capital | 29,605,000 | 29,738,000 | 31,142,000 | 32,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,682,000 | 9,525,000 | 14,553,000 | 19,641,000 |
| Interest expense | 2,273,000 | 4,445,000 | 6,589,000 | 8,653,000 |
| Net interest income | 2,409,000 | 5,080,000 | 7,964,000 | 10,988,000 |
| Noninterest income | 595,000 | 1,349,000 | 2,074,000 | 2,867,000 |
| Noninterest expense | 2,057,000 | 4,173,000 | 6,389,000 | 8,607,000 |
| Provision for loan losses | 699,000 | 996,000 | 1,179,000 | 1,479,000 |
| Pretax income | 256,000 | 1,269,000 | 2,573,000 | 3,966,000 |
| Income tax | 57,000 | 323,000 | 629,000 | 961,000 |
| Net income | 199,000 | 946,000 | 1,944,000 | 3,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,739,000 | 26,709,000 | 28,478,000 | 29,564,000 |
| Total capital | 27,342,000 | 28,448,000 | 30,339,000 | 31,221,000 |
| Risk-weighted assets | 268,006,000 | 281,252,000 | 293,164,000 | 294,150,000 |