Call reports 2007
CENTRAL BANK ILLINOIS — 2007
What CENTRAL BANK ILLINOIS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 291,141,000 | 286,645,000 | 301,340,000 | 313,035,000 |
| Total loans | 192,510,000 | 200,021,000 | 212,098,000 | 214,758,000 |
| Allowance for loan losses | 1,182,000 | 1,230,000 | 1,285,000 | 1,164,000 |
| Securities available for sale | 54,193,000 | 53,831,000 | 55,657,000 | 57,964,000 |
| Securities held to maturity | 862,000 | 862,000 | 862,000 | 862,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,670,000 | 207,625,000 | 214,104,000 | 230,270,000 |
| Interest-bearing deposits | 187,369,000 | 178,687,000 | 185,747,000 | 198,470,000 |
| Noninterest-bearing deposits | 27,301,000 | 28,938,000 | 28,357,000 | 31,800,000 |
| Equity capital | 25,714,000 | 25,976,000 | 28,780,000 | 29,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,228,000 | 8,598,000 | 13,134,000 | 17,886,000 |
| Interest expense | 2,260,000 | 4,482,000 | 6,826,000 | 9,281,000 |
| Net interest income | 1,968,000 | 4,116,000 | 6,308,000 | 8,605,000 |
| Noninterest income | 589,000 | 1,184,000 | 1,776,000 | 2,422,000 |
| Noninterest expense | 1,924,000 | 3,792,000 | 5,754,000 | 7,727,000 |
| Provision for loan losses | 62,000 | 121,000 | 213,000 | 394,000 |
| Pretax income | 560,000 | 1,377,000 | 2,105,000 | 2,914,000 |
| Income tax | 93,000 | 284,000 | 420,000 | 601,000 |
| Net income | 467,000 | 1,093,000 | 1,685,000 | 2,313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,154,000 | 22,801,000 | 25,416,000 | 25,816,000 |
| Total capital | 23,336,000 | 24,031,000 | 26,701,000 | 26,980,000 |
| Risk-weighted assets | 229,526,000 | 238,931,000 | 251,578,000 | 257,224,000 |