Call reports 2006
CENTRAL BANK ILLINOIS — 2006
What CENTRAL BANK ILLINOIS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 241,258,000 | 259,454,000 | 272,601,000 | 287,071,000 |
| Total loans | 152,930,000 | 167,832,000 | 181,870,000 | 188,258,000 |
| Allowance for loan losses | 1,075,000 | 1,107,000 | 1,091,000 | 1,130,000 |
| Securities available for sale | 52,943,000 | 53,448,000 | 55,991,000 | 54,012,000 |
| Securities held to maturity | 912,000 | 912,000 | 912,000 | 862,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,862,000 | 187,529,000 | 194,887,000 | 210,056,000 |
| Interest-bearing deposits | 143,288,000 | 165,744,000 | 171,554,000 | 183,611,000 |
| Noninterest-bearing deposits | 25,574,000 | 21,784,000 | 23,333,000 | 26,445,000 |
| Equity capital | 24,460,000 | 24,543,000 | 25,159,000 | 25,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,107,000 | 6,645,000 | 10,505,000 | 14,561,000 |
| Interest expense | 1,309,000 | 3,026,000 | 4,978,000 | 7,171,000 |
| Net interest income | 1,798,000 | 3,619,000 | 5,527,000 | 7,390,000 |
| Noninterest income | 521,000 | 1,098,000 | 1,701,000 | 2,297,000 |
| Noninterest expense | 1,805,000 | 3,663,000 | 5,475,000 | 7,373,000 |
| Provision for loan losses | 54,000 | 97,000 | 141,000 | 191,000 |
| Pretax income | 381,000 | 877,000 | 1,506,000 | 2,025,000 |
| Income tax | 76,000 | 147,000 | 257,000 | 304,000 |
| Net income | 305,000 | 730,000 | 1,249,000 | 1,721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,930,000 | 21,394,000 | 21,449,000 | 21,909,000 |
| Total capital | 22,005,000 | 22,501,000 | 22,540,000 | 23,039,000 |
| Risk-weighted assets | 185,714,000 | 202,450,000 | 214,437,000 | 224,251,000 |