Call reports 2005
CENTRAL BANK ILLINOIS — 2005
What CENTRAL BANK ILLINOIS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 223,572,000 | 223,690,000 | 222,457,000 | 228,647,000 |
| Total loans | 109,933,000 | 115,612,000 | 126,351,000 | 130,908,000 |
| Allowance for loan losses | 1,259,000 | 1,184,000 | 1,073,000 | 1,027,000 |
| Securities available for sale | 80,466,000 | 73,741,000 | 62,508,000 | 54,319,000 |
| Securities held to maturity | 1,062,000 | 1,062,000 | 1,062,000 | 1,062,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,652,000 | 162,384,000 | 161,981,000 | 165,367,000 |
| Interest-bearing deposits | 139,011,000 | 139,182,000 | 139,568,000 | 139,750,000 |
| Noninterest-bearing deposits | 22,641,000 | 23,202,000 | 22,413,000 | 25,617,000 |
| Equity capital | 24,464,000 | 24,990,000 | 24,542,000 | 24,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,728,000 | 5,509,000 | 8,360,000 | 11,347,000 |
| Interest expense | 1,083,000 | 2,209,000 | 3,394,000 | 4,628,000 |
| Net interest income | 1,645,000 | 3,300,000 | 4,966,000 | 6,719,000 |
| Noninterest income | 553,000 | 1,112,000 | 1,658,000 | 2,278,000 |
| Noninterest expense | 1,531,000 | 3,193,000 | 4,810,000 | 6,458,000 |
| Provision for loan losses | 1,000 | 5,000 | 8,000 | 2,000 |
| Pretax income | 672,000 | 1,266,000 | 1,838,000 | 2,476,000 |
| Income tax | 135,000 | 272,000 | 390,000 | 454,000 |
| Net income | 537,000 | 994,000 | 1,448,000 | 2,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,685,000 | 21,006,000 | 20,799,000 | 20,588,000 |
| Total capital | 21,944,000 | 22,190,000 | 21,872,000 | 21,615,000 |
| Risk-weighted assets | 148,198,000 | 154,787,000 | 162,474,000 | 166,829,000 |