Call reports 2004
CENTRAL BANK ILLINOIS — 2004
What CENTRAL BANK ILLINOIS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 161,985,000 | 165,333,000 | 171,163,000 | 227,715,000 |
| Total loans | 69,769,000 | 72,554,000 | 80,775,000 | 108,624,000 |
| Allowance for loan losses | 1,085,000 | 1,068,000 | 1,043,000 | 1,270,000 |
| Securities available for sale | 64,562,000 | 60,684,000 | 63,111,000 | 81,875,000 |
| Securities held to maturity | 647,000 | 1,212,000 | 1,212,000 | 1,212,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,886,000 | 113,783,000 | 115,553,000 | 165,533,000 |
| Interest-bearing deposits | 90,361,000 | 97,263,000 | 97,702,000 | 138,512,000 |
| Noninterest-bearing deposits | 17,525,000 | 16,520,000 | 17,851,000 | 27,021,000 |
| Equity capital | 18,222,000 | 17,331,000 | 17,327,000 | 24,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,059,000 | 4,017,000 | 6,048,000 | 10,749,000 |
| Interest expense | 864,000 | 1,708,000 | 2,588,000 | 4,204,000 |
| Net interest income | 1,195,000 | 2,309,000 | 3,460,000 | 6,545,000 |
| Noninterest income | 410,000 | 813,000 | 1,230,000 | 1,963,000 |
| Noninterest expense | 1,162,000 | 2,306,000 | 3,425,000 | 6,241,000 |
| Provision for loan losses | 0 | 0 | 0 | -341,000 |
| Pretax income | 670,000 | 1,043,000 | 1,480,000 | 2,874,000 |
| Income tax | 148,000 | 206,000 | 308,000 | 598,000 |
| Net income | 522,000 | 837,000 | 1,172,000 | 2,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,588,000 | 15,728,000 | 15,049,000 | 20,250,000 |
| Total capital | 16,673,000 | 16,796,000 | 16,092,000 | 21,520,000 |
| Risk-weighted assets | 100,403,000 | 104,141,000 | 112,435,000 | 147,352,000 |