Call reports 2003
CENTRAL BANK ILLINOIS — 2003
What CENTRAL BANK ILLINOIS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 172,269,000 | 174,167,000 | 163,969,000 | 164,923,000 |
| Total loans | 70,834,000 | 71,749,000 | 71,997,000 | 70,770,000 |
| Allowance for loan losses | 1,338,000 | 1,325,000 | 1,326,000 | 1,080,000 |
| Securities available for sale | 73,855,000 | 71,761,000 | 62,616,000 | 66,655,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,987,000 | 115,917,000 | 109,484,000 | 108,076,000 |
| Interest-bearing deposits | 95,136,000 | 93,131,000 | 93,897,000 | 90,646,000 |
| Noninterest-bearing deposits | 17,851,000 | 22,786,000 | 15,587,000 | 17,430,000 |
| Equity capital | 16,733,000 | 17,533,000 | 17,273,000 | 17,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,471,000 | 4,791,000 | 6,899,000 | 8,734,000 |
| Interest expense | 1,020,000 | 2,007,000 | 2,939,000 | 3,910,000 |
| Net interest income | 1,451,000 | 2,784,000 | 3,960,000 | 4,824,000 |
| Noninterest income | 403,000 | 806,000 | 1,208,000 | 1,877,000 |
| Noninterest expense | 1,122,000 | 2,173,000 | 3,310,000 | 4,502,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 0 |
| Pretax income | 859,000 | 1,613,000 | 2,052,000 | 2,455,000 |
| Income tax | 240,000 | 435,000 | 527,000 | 551,000 |
| Net income | 619,000 | 1,178,000 | 1,525,000 | 1,904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,721,000 | 14,296,000 | 14,658,000 | 15,052,000 |
| Total capital | 15,059,000 | 15,621,000 | 15,984,000 | 16,132,000 |
| Risk-weighted assets | 122,158,000 | 129,892,000 | 134,457,000 | 133,907,000 |