Call reports 2002
FIRST BANK & TRUST — 2002
What FIRST BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 20,593,000 | 25,222,000 | 30,651,000 | 37,457,000 |
| Total loans | 19,121,000 | 23,208,000 | 26,853,000 | 30,091,000 |
| Allowance for loan losses | 190,000 | 240,000 | 270,000 | 300,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,385,000 | 17,444,000 | 23,541,000 | 28,468,000 |
| Interest-bearing deposits | 9,563,000 | 13,191,000 | 19,192,000 | 22,536,000 |
| Noninterest-bearing deposits | 3,822,000 | 4,253,000 | 4,349,000 | 5,932,000 |
| Equity capital | 4,553,000 | 4,715,000 | 4,731,000 | 4,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 331,000 | 772,000 | 1,284,000 | 1,855,000 |
| Interest expense | 77,000 | 188,000 | 345,000 | 547,000 |
| Net interest income | 254,000 | 584,000 | 939,000 | 1,308,000 |
| Noninterest income | 12,000 | 30,000 | 47,000 | 66,000 |
| Noninterest expense | 284,000 | 571,000 | 897,000 | 1,244,000 |
| Provision for loan losses | 55,000 | 105,000 | 135,000 | 187,000 |
| Pretax income | -73,000 | -62,000 | -46,000 | -57,000 |
| Income tax | 0 | -151,000 | -151,000 | -151,000 |
| Net income | -73,000 | 89,000 | 105,000 | 94,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,553,000 | 4,715,000 | 4,731,000 | 4,720,000 |
| Total capital | 4,743,000 | 4,955,000 | 5,001,000 | 5,020,000 |
| Risk-weighted assets | 19,130,000 | 22,592,000 | 27,174,000 | 30,179,000 |