Call reports 2025
FIRST BANK AND TRUST COMPANY OF ILLINOIS — 2025
What FIRST BANK AND TRUST COMPANY OF ILLINOIS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 224,512,000 | 222,327,000 | 228,636,000 | 215,854,000 |
| Total loans | 131,156,000 | 113,951,000 | 112,359,000 | 125,885,000 |
| Allowance for loan losses | 2,493,000 | 2,351,000 | 2,303,000 | 1,966,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 802,000 | 806,000 | 3,164,000 | 3,175,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,417,000 | 186,787,000 | 191,826,000 | 178,445,000 |
| Interest-bearing deposits | 134,799,000 | 130,864,000 | 126,407,000 | 122,991,000 |
| Noninterest-bearing deposits | 56,618,000 | 55,923,000 | 65,419,000 | 55,454,000 |
| Equity capital | 31,541,000 | 33,579,000 | 34,770,000 | 35,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,409,000 | 9,208,000 | 13,493,000 | 17,381,000 |
| Interest expense | 828,000 | 1,868,000 | 2,847,000 | 3,756,000 |
| Net interest income | 3,581,000 | 7,340,000 | 10,646,000 | 13,625,000 |
| Noninterest income | 7,000 | 91,000 | 177,000 | 193,000 |
| Noninterest expense | 1,695,000 | 3,112,000 | 4,960,000 | 6,478,000 |
| Provision for loan losses | 1,768,000 | 1,626,000 | 1,578,000 | 2,396,000 |
| Pretax income | 146,000 | 2,718,000 | 4,309,000 | 4,977,000 |
| Income tax | 186,000 | 720,000 | 1,120,000 | 1,022,000 |
| Net income | -40,000 | 1,998,000 | 3,189,000 | 3,955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,025,000 | 32,195,000 | 33,514,000 | 34,317,000 |
| Total capital | 31,745,000 | — | — | — |
| Risk-weighted assets | 136,880,000 | — | — | — |