Call reports 2024
FIRST BANK AND TRUST COMPANY OF ILLINOIS — 2024
What FIRST BANK AND TRUST COMPANY OF ILLINOIS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 220,578,000 | 215,052,000 | 213,870,000 | 206,037,000 |
| Total loans | 175,408,000 | 162,700,000 | 157,879,000 | 128,655,000 |
| Allowance for loan losses | 2,352,000 | 2,377,000 | 2,793,000 | 2,731,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,098,000 | 177,786,000 | 178,307,000 | 170,614,000 |
| Interest-bearing deposits | 148,582,000 | 143,579,000 | 144,220,000 | 140,969,000 |
| Noninterest-bearing deposits | 36,516,000 | 34,207,000 | 34,087,000 | 29,645,000 |
| Equity capital | 34,353,000 | 36,101,000 | 34,038,000 | 31,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,312,000 | 10,999,000 | 15,743,000 | 5,443,000 |
| Interest expense | 1,309,000 | 2,689,000 | 4,089,000 | 945,000 |
| Net interest income | 4,003,000 | 8,310,000 | 11,654,000 | 4,498,000 |
| Noninterest income | 6,000 | 9,000 | 12,000 | -5,000 |
| Noninterest expense | 2,207,000 | 4,155,000 | 6,488,000 | 1,816,000 |
| Provision for loan losses | 32,000 | 57,000 | 3,334,000 | 3,105,000 |
| Pretax income | 1,752,000 | 4,080,000 | 1,882,000 | -485,000 |
| Income tax | 410,000 | 990,000 | 855,000 | 2,288,000 |
| Net income | 1,342,000 | 3,090,000 | 1,027,000 | -2,773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,353,000 | 36,101,000 | 33,722,000 | 30,030,000 |
| Total capital | 36,603,000 | 38,237,000 | 35,816,000 | 31,725,000 |
| Risk-weighted assets | 179,935,000 | 170,656,000 | 166,850,000 | 134,638,000 |