Call reports 2023
FIRST BANK AND TRUST COMPANY OF ILLINOIS — 2023
What FIRST BANK AND TRUST COMPANY OF ILLINOIS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 204,329,000 | 206,268,000 | 207,772,000 | 215,301,000 |
| Total loans | 153,007,000 | 162,956,000 | 169,112,000 | 170,212,000 |
| Allowance for loan losses | 2,177,000 | 2,296,000 | 2,346,000 | 2,320,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,031,000 | 176,745,000 | 175,898,000 | 181,223,000 |
| Interest-bearing deposits | 130,016,000 | 132,658,000 | 136,988,000 | 142,509,000 |
| Noninterest-bearing deposits | 47,015,000 | 44,087,000 | 38,910,000 | 38,714,000 |
| Equity capital | 26,733,000 | 28,743,000 | 30,940,000 | 33,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,541,000 | 9,164,000 | 14,254,000 | 19,439,000 |
| Interest expense | 433,000 | 1,085,000 | 1,941,000 | 3,020,000 |
| Net interest income | 4,108,000 | 8,079,000 | 12,313,000 | 16,419,000 |
| Noninterest income | 4,000 | 7,000 | 10,000 | 323,000 |
| Noninterest expense | 1,828,000 | 3,645,000 | 5,580,000 | 7,808,000 |
| Provision for loan losses | 75,000 | 194,000 | 244,000 | 218,000 |
| Pretax income | 2,236,000 | 4,246,000 | 6,443,000 | 8,740,000 |
| Income tax | 0 | 0 | 0 | 226,000 |
| Net income | 2,236,000 | 4,246,000 | 6,443,000 | 8,514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,733,000 | 28,743,000 | 30,940,000 | 33,011,000 |
| Total capital | 28,680,000 | 30,829,000 | 33,108,000 | 35,197,000 |
| Risk-weighted assets | 155,554,000 | 166,673,000 | 173,285,000 | 174,754,000 |