Call reports 2022
FIRST BANK AND TRUST COMPANY OF ILLINOIS — 2022
What FIRST BANK AND TRUST COMPANY OF ILLINOIS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 213,432,000 | 214,588,000 | 204,919,000 | 203,893,000 |
| Total loans | 167,966,000 | 159,468,000 | 150,200,000 | 156,460,000 |
| Allowance for loan losses | 2,002,000 | 2,002,000 | 2,102,000 | 2,102,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,057,000 | 192,985,000 | 181,945,000 | 178,572,000 |
| Interest-bearing deposits | 147,312,000 | 144,412,000 | 135,521,000 | 129,333,000 |
| Noninterest-bearing deposits | 45,745,000 | 48,573,000 | 46,424,000 | 49,239,000 |
| Equity capital | 19,809,000 | 20,990,000 | 22,293,000 | 24,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,899,000 | 6,057,000 | 9,680,000 | 13,972,000 |
| Interest expense | 184,000 | 357,000 | 518,000 | 795,000 |
| Net interest income | 2,715,000 | 5,700,000 | 9,162,000 | 13,177,000 |
| Noninterest income | 4,000 | 23,000 | 26,000 | 30,000 |
| Noninterest expense | 1,702,000 | 3,457,000 | 5,438,000 | 7,257,000 |
| Provision for loan losses | 135,000 | 135,000 | 235,000 | 235,000 |
| Pretax income | 788,000 | 1,969,000 | 3,272,000 | 5,476,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 788,000 | 1,969,000 | 3,272,000 | 5,476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,809,000 | 20,990,000 | 22,293,000 | 24,497,000 |
| Total capital | 21,811,000 | 22,992,000 | 24,203,000 | 26,493,000 |
| Risk-weighted assets | 169,181,000 | 163,603,000 | 152,686,000 | 159,585,000 |