Call reports 2021
FIRST BANK AND TRUST COMPANY OF ILLINOIS — 2021
What FIRST BANK AND TRUST COMPANY OF ILLINOIS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 200,807,000 | 217,703,000 | 213,358,000 | 220,838,000 |
| Total loans | 144,726,000 | 148,285,000 | 135,805,000 | 150,243,000 |
| Allowance for loan losses | 1,792,000 | 1,867,000 | 1,867,000 | 1,867,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,476,000 | 199,387,000 | 194,235,000 | 201,205,000 |
| Interest-bearing deposits | 150,845,000 | 155,748,000 | 154,277,000 | 150,074,000 |
| Noninterest-bearing deposits | 32,631,000 | 43,639,000 | 39,958,000 | 51,131,000 |
| Equity capital | 16,706,000 | 17,485,000 | 18,342,000 | 19,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,438,000 | 5,175,000 | 7,705,000 | 10,190,000 |
| Interest expense | 306,000 | 592,000 | 848,000 | 1,065,000 |
| Net interest income | 2,132,000 | 4,583,000 | 6,857,000 | 9,125,000 |
| Noninterest income | -134,000 | -130,000 | -126,000 | -123,000 |
| Noninterest expense | 1,467,000 | 3,073,000 | 4,482,000 | 6,055,000 |
| Provision for loan losses | 0 | 75,000 | 75,000 | 75,000 |
| Pretax income | 496,000 | 1,275,000 | 2,132,000 | 2,811,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 496,000 | 1,275,000 | 2,132,000 | 2,811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,706,000 | 17,485,000 | 18,342,000 | 19,021,000 |
| Total capital | 18,498,000 | 19,352,000 | 20,086,000 | 20,888,000 |
| Risk-weighted assets | 143,552,000 | 150,534,000 | 139,474,000 | 154,654,000 |