Call reports 2020
FIRST BANK AND TRUST COMPANY OF ILLINOIS — 2020
What FIRST BANK AND TRUST COMPANY OF ILLINOIS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 184,516,000 | 190,220,000 | 189,995,000 | 199,539,000 |
| Total loans | 133,938,000 | 146,130,000 | 148,965,000 | 147,655,000 |
| Allowance for loan losses | 1,792,000 | 1,792,000 | 1,792,000 | 1,792,000 |
| Securities available for sale | 2,087,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,858,000 | 172,752,000 | 173,464,000 | 182,548,000 |
| Interest-bearing deposits | 145,216,000 | 144,119,000 | 145,449,000 | 148,436,000 |
| Noninterest-bearing deposits | 20,642,000 | 28,633,000 | 28,015,000 | 34,112,000 |
| Equity capital | 18,044,000 | 16,766,000 | 15,835,000 | 16,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,516,000 | 4,886,000 | 7,285,000 | 9,728,000 |
| Interest expense | 622,000 | 1,157,000 | 1,606,000 | 1,970,000 |
| Net interest income | 1,894,000 | 3,729,000 | 5,679,000 | 7,758,000 |
| Noninterest income | 78,000 | -1,476,000 | -2,829,000 | -2,930,000 |
| Noninterest expense | 1,609,000 | 3,188,000 | 4,716,000 | 6,314,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 363,000 | -889,000 | -1,820,000 | -1,445,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 363,000 | -889,000 | -1,820,000 | -1,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,963,000 | 16,766,000 | 15,835,000 | 16,210,000 |
| Total capital | 19,653,000 | 18,457,000 | 17,488,000 | 17,860,000 |
| Risk-weighted assets | 132,222,000 | 135,204,000 | 132,162,000 | 131,884,000 |