Call reports 2016
FIRST BANK AND TRUST COMPANY OF ILLINOIS — 2016
What FIRST BANK AND TRUST COMPANY OF ILLINOIS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 211,037,000 | 206,491,000 | 203,680,000 | 207,204,000 |
| Total loans | 134,961,000 | 144,043,000 | 137,713,000 | 142,059,000 |
| Allowance for loan losses | 1,815,000 | 1,815,000 | 1,812,000 | 1,790,000 |
| Securities available for sale | 2,101,000 | 2,115,000 | 2,106,000 | 2,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,632,000 | 183,523,000 | 179,970,000 | 182,757,000 |
| Interest-bearing deposits | 165,092,000 | 158,892,000 | 156,600,000 | 158,704,000 |
| Noninterest-bearing deposits | 23,540,000 | 24,631,000 | 23,370,000 | 24,053,000 |
| Equity capital | 21,736,000 | 22,061,000 | 23,259,000 | 23,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,246,000 | 4,344,000 | 6,795,000 | 8,997,000 |
| Interest expense | 199,000 | 381,000 | 567,000 | 777,000 |
| Net interest income | 2,047,000 | 3,963,000 | 6,228,000 | 8,220,000 |
| Noninterest income | 280,000 | 508,000 | 1,091,000 | 1,446,000 |
| Noninterest expense | 1,920,000 | 3,752,000 | 5,964,000 | 7,713,000 |
| Provision for loan losses | 0 | 0 | -570,000 | -570,000 |
| Pretax income | 407,000 | 719,000 | 1,925,000 | 2,523,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 407,000 | 719,000 | 1,925,000 | 2,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,641,000 | 21,952,000 | 23,159,000 | 23,757,000 |
| Total capital | 23,499,000 | 23,816,000 | 25,016,000 | 25,563,000 |
| Risk-weighted assets | 176,130,000 | 183,305,000 | 175,272,000 | 174,264,000 |