Call reports 2015
FIRST BANK AND TRUST COMPANY OF ILLINOIS — 2015
What FIRST BANK AND TRUST COMPANY OF ILLINOIS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 238,841,000 | 233,257,000 | 228,167,000 | 220,896,000 |
| Total loans | 154,469,000 | 142,846,000 | 138,072,000 | 138,895,000 |
| Allowance for loan losses | 1,907,000 | 1,815,000 | 1,815,000 | 1,815,000 |
| Securities available for sale | 2,104,000 | 2,077,000 | 2,094,000 | 2,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,953,000 | 211,944,000 | 206,275,000 | 198,870,000 |
| Interest-bearing deposits | 196,615,000 | 190,445,000 | 183,381,000 | 175,251,000 |
| Noninterest-bearing deposits | 21,338,000 | 21,499,000 | 22,894,000 | 23,619,000 |
| Equity capital | 20,325,000 | 20,709,000 | 21,159,000 | 21,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,370,000 | 4,778,000 | 7,218,000 | 9,318,000 |
| Interest expense | 245,000 | 488,000 | 722,000 | 942,000 |
| Net interest income | 2,125,000 | 4,290,000 | 6,496,000 | 8,376,000 |
| Noninterest income | 13,000 | 32,000 | 95,000 | 326,000 |
| Noninterest expense | 1,972,000 | 3,692,000 | 5,528,000 | 7,476,000 |
| Provision for loan losses | 0 | 52,000 | 52,000 | 52,000 |
| Pretax income | 166,000 | 578,000 | 1,011,000 | 1,174,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 166,000 | 578,000 | 1,011,000 | 1,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,227,000 | 20,638,000 | 21,069,000 | 21,234,000 |
| Total capital | 22,178,000 | 22,484,000 | 22,924,000 | 23,078,000 |
| Risk-weighted assets | 185,514,000 | 169,101,000 | 172,911,000 | 170,856,000 |