Call reports 2014
FIRST BANK AND TRUST COMPANY OF ILLINOIS — 2014
What FIRST BANK AND TRUST COMPANY OF ILLINOIS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 278,284,000 | 266,819,000 | 249,542,000 | 243,531,000 |
| Total loans | 150,836,000 | 150,888,000 | 143,665,000 | 150,116,000 |
| Allowance for loan losses | 2,425,000 | 2,425,000 | 1,907,000 | 1,907,000 |
| Securities available for sale | 2,043,000 | 2,071,000 | 2,064,000 | 2,082,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,854,000 | 238,834,000 | 228,326,000 | 222,822,000 |
| Interest-bearing deposits | 230,985,000 | 219,530,000 | 208,810,000 | 202,865,000 |
| Noninterest-bearing deposits | 19,869,000 | 19,304,000 | 19,516,000 | 19,957,000 |
| Equity capital | 27,153,000 | 27,372,000 | 20,719,000 | 20,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,217,000 | 4,556,000 | 6,767,000 | 8,957,000 |
| Interest expense | 284,000 | 559,000 | 821,000 | 1,079,000 |
| Net interest income | 1,933,000 | 3,997,000 | 5,946,000 | 7,878,000 |
| Noninterest income | 48,000 | 318,000 | -6,019,000 | -6,429,000 |
| Noninterest expense | 2,665,000 | 4,809,000 | 7,067,000 | 9,189,000 |
| Provision for loan losses | -3,050,000 | -3,050,000 | -3,050,000 | -3,050,000 |
| Pretax income | 2,366,000 | 2,556,000 | -4,090,000 | -4,690,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,366,000 | 2,556,000 | -4,090,000 | -4,690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,116,000 | 27,306,000 | 20,661,000 | 20,059,000 |
| Total capital | 29,557,000 | 29,760,000 | 22,594,000 | 22,001,000 |
| Risk-weighted assets | 195,223,000 | 194,880,000 | 177,677,000 | 184,026,000 |