Call reports 2013
FIRST BANK AND TRUST COMPANY OF ILLINOIS — 2013
What FIRST BANK AND TRUST COMPANY OF ILLINOIS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 306,468,000 | 298,228,000 | 287,730,000 | 280,762,000 |
| Total loans | 137,559,000 | 147,123,000 | 145,821,000 | 149,013,000 |
| Allowance for loan losses | 3,103,000 | 3,103,000 | 2,425,000 | 2,425,000 |
| Securities available for sale | 2,140,000 | 2,072,000 | 2,060,000 | 2,032,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,500,000 | 271,868,000 | 262,148,000 | 255,447,000 |
| Interest-bearing deposits | 262,417,000 | 252,278,000 | 245,510,000 | 236,616,000 |
| Noninterest-bearing deposits | 17,083,000 | 19,590,000 | 16,638,000 | 18,831,000 |
| Equity capital | 26,594,000 | 25,873,000 | 25,348,000 | 24,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,185,000 | 4,450,000 | 6,787,000 | 9,032,000 |
| Interest expense | 412,000 | 770,000 | 1,095,000 | 1,402,000 |
| Net interest income | 1,773,000 | 3,680,000 | 5,692,000 | 7,630,000 |
| Noninterest income | 58,000 | 44,000 | 30,000 | 163,000 |
| Noninterest expense | 2,747,000 | 5,294,000 | 7,804,000 | 10,419,000 |
| Provision for loan losses | -200,000 | -200,000 | -200,000 | -200,000 |
| Pretax income | -716,000 | -1,370,000 | -1,882,000 | -2,426,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -716,000 | -1,370,000 | -1,882,000 | -2,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,460,000 | 25,806,000 | 25,294,000 | 24,750,000 |
| Total capital | 29,014,000 | 28,211,000 | 27,676,000 | 27,186,000 |
| Risk-weighted assets | 198,925,000 | 189,267,000 | 188,611,000 | 200,132,000 |