Call reports 2012
FIRST BANK AND TRUST COMPANY OF ILLINOIS — 2012
What FIRST BANK AND TRUST COMPANY OF ILLINOIS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 335,428,000 | 336,173,000 | 324,391,000 | 314,198,000 |
| Total loans | 145,451,000 | 146,043,000 | 141,438,000 | 136,984,000 |
| Allowance for loan losses | 3,143,000 | 3,093,000 | 3,103,000 | 3,103,000 |
| Securities available for sale | 3,138,000 | 2,164,000 | 2,183,000 | 2,155,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,145,000 | 303,501,000 | 296,005,000 | 286,286,000 |
| Interest-bearing deposits | 287,315,000 | 287,606,000 | 279,515,000 | 269,426,000 |
| Noninterest-bearing deposits | 14,830,000 | 15,895,000 | 16,490,000 | 16,860,000 |
| Equity capital | 32,853,000 | 32,243,000 | 27,803,000 | 27,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,046,000 | 5,669,000 | 8,284,000 | 10,807,000 |
| Interest expense | 594,000 | 1,151,000 | 1,668,000 | 2,132,000 |
| Net interest income | 2,452,000 | 4,518,000 | 6,616,000 | 8,675,000 |
| Noninterest income | 25,000 | -133,000 | -418,000 | -324,000 |
| Noninterest expense | 2,730,000 | 5,276,000 | 11,546,000 | 14,150,000 |
| Provision for loan losses | -250,000 | -250,000 | -250,000 | -250,000 |
| Pretax income | -3,000 | -641,000 | -5,098,000 | -5,549,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -3,000 | -641,000 | -5,098,000 | -5,549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,721,000 | 32,084,000 | 27,626,000 | 27,176,000 |
| Total capital | 35,594,000 | 34,863,000 | 30,261,000 | 29,731,000 |
| Risk-weighted assets | 224,685,000 | 216,171,000 | 203,926,000 | 198,501,000 |