Call reports 2011
FIRST BANK AND TRUST COMPANY OF ILLINOIS — 2011
What FIRST BANK AND TRUST COMPANY OF ILLINOIS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 354,872,000 | 352,486,000 | 343,363,000 | 337,795,000 |
| Total loans | 247,173,000 | 227,207,000 | 193,304,000 | 178,877,000 |
| Allowance for loan losses | 7,046,000 | 7,559,000 | 4,808,000 | 4,241,000 |
| Securities available for sale | 3,076,000 | 3,101,000 | 3,154,000 | 3,142,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,107,000 | 314,535,000 | 309,752,000 | 304,482,000 |
| Interest-bearing deposits | 295,617,000 | 298,666,000 | 293,751,000 | 288,567,000 |
| Noninterest-bearing deposits | 16,490,000 | 15,869,000 | 16,001,000 | 15,915,000 |
| Equity capital | 42,258,000 | 36,969,000 | 32,860,000 | 32,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,940,000 | 7,936,000 | 11,482,000 | 14,920,000 |
| Interest expense | 792,000 | 1,549,000 | 2,281,000 | 2,943,000 |
| Net interest income | 3,148,000 | 6,387,000 | 9,201,000 | 11,977,000 |
| Noninterest income | 159,000 | 199,000 | 313,000 | 221,000 |
| Noninterest expense | 4,800,000 | 12,545,000 | 17,197,000 | 19,867,000 |
| Provision for loan losses | 1,029,000 | 1,876,000 | 4,315,000 | 4,315,000 |
| Pretax income | -2,522,000 | -7,835,000 | -11,998,000 | -11,984,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,522,000 | -7,835,000 | -11,998,000 | -11,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,187,000 | 36,874,000 | 32,711,000 | 32,724,000 |
| Total capital | 46,196,000 | 40,587,000 | 36,098,000 | 35,923,000 |
| Risk-weighted assets | 315,171,000 | 289,800,000 | 264,139,000 | 251,282,000 |