Call reports 2010
FIRST BANK AND TRUST COMPANY OF ILLINOIS — 2010
What FIRST BANK AND TRUST COMPANY OF ILLINOIS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 364,041,000 | 360,703,000 | 356,559,000 | 359,849,000 |
| Total loans | 263,920,000 | 267,092,000 | 269,177,000 | 252,984,000 |
| Allowance for loan losses | 4,777,000 | 5,056,000 | 5,917,000 | 5,401,000 |
| Securities available for sale | 2,074,000 | 2,109,000 | 2,126,000 | 3,075,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,469,000 | 310,580,000 | 312,823,000 | 314,384,000 |
| Interest-bearing deposits | 296,441,000 | 293,466,000 | 294,792,000 | 296,308,000 |
| Noninterest-bearing deposits | 18,028,000 | 17,114,000 | 18,031,000 | 18,076,000 |
| Equity capital | 48,783,000 | 48,953,000 | 43,054,000 | 44,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,028,000 | 8,094,000 | 12,040,000 | 15,810,000 |
| Interest expense | 1,244,000 | 2,353,000 | 3,338,000 | 4,219,000 |
| Net interest income | 2,784,000 | 5,741,000 | 8,702,000 | 11,591,000 |
| Noninterest income | 49,000 | 135,000 | 222,000 | 272,000 |
| Noninterest expense | 3,120,000 | 6,334,000 | 12,528,000 | 15,713,000 |
| Provision for loan losses | -17,000 | -323,000 | 2,449,000 | 426,000 |
| Pretax income | -270,000 | -135,000 | -6,053,000 | -4,276,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -270,000 | -135,000 | -6,053,000 | -4,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,715,000 | 48,850,000 | 42,933,000 | 44,709,000 |
| Total capital | 52,721,000 | 52,797,000 | 47,034,000 | 48,854,000 |
| Risk-weighted assets | 317,783,000 | 314,690,000 | 321,895,000 | 327,755,000 |