Call reports 2008
FIRST BANK AND TRUST COMPANY OF ILLINOIS — 2008
What FIRST BANK AND TRUST COMPANY OF ILLINOIS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 440,970,000 | 416,205,000 | 390,222,000 | 367,170,000 |
| Total loans | 262,584,000 | 269,022,000 | 252,732,000 | 243,972,000 |
| Allowance for loan losses | 4,777,000 | 4,776,000 | 4,777,000 | 4,560,000 |
| Securities available for sale | 2,059,000 | 2,017,000 | 2,020,000 | 2,050,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 357,509,000 | 336,685,000 | 312,027,000 | 299,449,000 |
| Interest-bearing deposits | 339,269,000 | 318,927,000 | 295,371,000 | 282,636,000 |
| Noninterest-bearing deposits | 18,240,000 | 17,758,000 | 16,656,000 | 16,813,000 |
| Equity capital | 76,776,000 | 76,631,000 | 76,780,000 | 66,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 7,098,000 | 13,424,000 | 18,612,000 | 23,218,000 |
| Interest expense | 3,781,000 | 6,782,000 | 9,294,000 | 11,559,000 |
| Net interest income | 3,317,000 | 6,642,000 | 9,318,000 | 11,659,000 |
| Noninterest income | 188,000 | 217,000 | 247,000 | 283,000 |
| Noninterest expense | 2,633,000 | 5,171,000 | 7,895,000 | 18,888,000 |
| Provision for loan losses | 368,000 | 89,000 | -75,000 | 1,961,000 |
| Pretax income | 504,000 | 1,599,000 | 1,745,000 | -8,907,000 |
| Income tax | 0 | -212,000 | -212,000 | -212,000 |
| Net income | 504,000 | 1,811,000 | 1,957,000 | -8,695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,724,000 | 76,620,000 | 76,765,000 | 66,113,000 |
| Total capital | 80,554,000 | 80,531,000 | 80,749,000 | 69,739,000 |
| Risk-weighted assets | 312,301,000 | 320,990,000 | 318,985,000 | 287,457,000 |