Call reports 2007
FIRST BANK AND TRUST COMPANY OF ILLINOIS — 2007
What FIRST BANK AND TRUST COMPANY OF ILLINOIS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 486,734,000 | 498,500,000 | 480,865,000 | 473,972,000 |
| Total loans | 323,164,000 | 293,074,000 | 256,850,000 | 262,268,000 |
| Allowance for loan losses | 6,284,000 | 6,284,000 | 5,777,000 | 5,277,000 |
| Securities available for sale | 2,046,000 | 2,013,000 | 2,036,000 | 2,047,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 404,136,000 | 413,541,000 | 397,464,000 | 389,379,000 |
| Interest-bearing deposits | 386,569,000 | 396,312,000 | 380,254,000 | 370,992,000 |
| Noninterest-bearing deposits | 17,567,000 | 17,229,000 | 17,210,000 | 18,387,000 |
| Equity capital | 80,810,000 | 83,171,000 | 81,603,000 | 82,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 10,959,000 | 22,127,000 | 31,559,000 | 40,379,000 |
| Interest expense | 4,383,000 | 8,867,000 | 13,345,000 | 17,687,000 |
| Net interest income | 6,576,000 | 13,260,000 | 18,214,000 | 22,692,000 |
| Noninterest income | -13,000 | 18,000 | 55,000 | 94,000 |
| Noninterest expense | 2,000,000 | 4,027,000 | 6,114,000 | 8,631,000 |
| Provision for loan losses | -377,000 | -634,000 | 1,032,000 | 1,991,000 |
| Pretax income | 4,940,000 | 9,885,000 | 11,123,000 | 12,174,000 |
| Income tax | 25,000 | 25,000 | 25,000 | 25,000 |
| Net income | 4,915,000 | 9,860,000 | 11,098,000 | 12,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,785,000 | 83,175,000 | 81,587,000 | 82,639,000 |
| Total capital | 85,476,000 | 87,592,000 | 85,528,000 | 86,602,000 |
| Risk-weighted assets | 372,803,000 | 351,560,000 | 313,431,000 | 318,973,000 |