Call reports 2006
FIRST BANK AND TRUST COMPANY OF ILLINOIS — 2006
What FIRST BANK AND TRUST COMPANY OF ILLINOIS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 476,623,000 | 481,649,000 | 475,947,000 | 483,565,000 |
| Total loans | 318,508,000 | 313,031,000 | 318,312,000 | 319,660,000 |
| Allowance for loan losses | 10,451,000 | 10,451,000 | 10,451,000 | 6,284,000 |
| Securities available for sale | 16,854,000 | 16,941,000 | 2,037,000 | 2,040,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 392,116,000 | 401,912,000 | 394,159,000 | 398,866,000 |
| Interest-bearing deposits | 372,242,000 | 383,664,000 | 376,467,000 | 380,690,000 |
| Noninterest-bearing deposits | 19,874,000 | 18,248,000 | 17,692,000 | 18,176,000 |
| Equity capital | 82,502,000 | 78,048,000 | 79,983,000 | 83,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 10,982,000 | 22,068,000 | 32,813,000 | 43,823,000 |
| Interest expense | 3,222,000 | 6,925,000 | 10,962,000 | 15,207,000 |
| Net interest income | 7,760,000 | 15,143,000 | 21,851,000 | 28,616,000 |
| Noninterest income | 14,000 | 3,117,000 | 3,620,000 | 807,000 |
| Noninterest expense | 2,877,000 | 6,753,000 | 9,428,000 | 8,454,000 |
| Provision for loan losses | -272,000 | -871,000 | -843,000 | 496,000 |
| Pretax income | 5,169,000 | 12,378,000 | 16,886,000 | 20,473,000 |
| Income tax | 0 | 0 | 0 | 244,000 |
| Net income | 5,169,000 | 12,378,000 | 16,886,000 | 20,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,539,000 | 78,029,000 | 79,967,000 | 83,019,000 |
| Total capital | 87,240,000 | 82,631,000 | 84,647,000 | 87,665,000 |
| Risk-weighted assets | 370,347,000 | 362,331,000 | 367,903,000 | 370,059,000 |