Call reports 2005
FIRST BANK AND TRUST COMPANY OF ILLINOIS — 2005
What FIRST BANK AND TRUST COMPANY OF ILLINOIS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 501,110,000 | 497,101,000 | 477,553,000 | 479,871,000 |
| Total loans | 316,012,000 | 379,921,000 | 346,152,000 | 318,021,000 |
| Allowance for loan losses | 11,697,000 | 12,449,000 | 10,451,000 | 10,451,000 |
| Securities available for sale | 123,919,000 | 63,004,000 | 92,742,000 | 116,896,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 428,506,000 | 420,025,000 | 396,808,000 | 393,985,000 |
| Interest-bearing deposits | 401,269,000 | 396,148,000 | 373,375,000 | 373,844,000 |
| Noninterest-bearing deposits | 27,237,000 | 23,877,000 | 23,433,000 | 20,141,000 |
| Equity capital | 68,280,000 | 73,978,000 | 78,824,000 | 83,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 8,046,000 | 17,861,000 | 29,423,000 | 39,621,000 |
| Interest expense | 2,486,000 | 5,100,000 | 7,943,000 | 10,948,000 |
| Net interest income | 5,560,000 | 12,761,000 | 21,480,000 | 28,673,000 |
| Noninterest income | 2,737,000 | 4,313,000 | 4,794,000 | 4,764,000 |
| Noninterest expense | 3,638,000 | 6,158,000 | 8,273,000 | 11,523,000 |
| Provision for loan losses | 645,000 | 1,073,000 | 1,977,000 | 706,000 |
| Pretax income | 4,014,000 | 9,843,000 | 16,024,000 | 21,216,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,014,000 | 9,843,000 | 16,024,000 | 21,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,226,000 | 73,863,000 | 78,769,000 | 83,731,000 |
| Total capital | 72,771,000 | 79,071,000 | 83,501,000 | 88,103,000 |
| Risk-weighted assets | 354,496,000 | 405,136,000 | 370,644,000 | 342,466,000 |