Call reports 2004
FIRST BANK AND TRUST COMPANY OF ILLINOIS — 2004
What FIRST BANK AND TRUST COMPANY OF ILLINOIS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 543,040,000 | 538,693,000 | 528,513,000 | 512,896,000 |
| Total loans | 324,862,000 | 313,341,000 | 319,357,000 | 329,623,000 |
| Allowance for loan losses | 20,244,000 | 18,379,000 | 18,862,000 | 11,183,000 |
| Securities available for sale | 63,050,000 | 62,932,000 | 63,017,000 | 127,993,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 478,617,000 | 472,287,000 | 460,647,000 | 444,377,000 |
| Interest-bearing deposits | 459,260,000 | 449,515,000 | 432,543,000 | 415,807,000 |
| Noninterest-bearing deposits | 19,357,000 | 22,772,000 | 28,104,000 | 28,570,000 |
| Equity capital | 60,163,000 | 61,758,000 | 63,430,000 | 64,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 6,036,000 | 12,599,000 | 18,856,000 | 26,119,000 |
| Interest expense | 2,695,000 | 5,271,000 | 7,849,000 | 10,378,000 |
| Net interest income | 3,341,000 | 7,328,000 | 11,007,000 | 15,741,000 |
| Noninterest income | 813,000 | 1,258,000 | 1,662,000 | 2,608,000 |
| Noninterest expense | 2,892,000 | 5,691,000 | 8,464,000 | 12,609,000 |
| Provision for loan losses | -843,000 | -884,000 | -1,157,000 | -1,203,000 |
| Pretax income | 2,105,000 | 3,779,000 | 5,362,000 | 6,943,000 |
| Income tax | -46,000 | -75,000 | -75,000 | -75,000 |
| Net income | 2,151,000 | 3,854,000 | 5,437,000 | 7,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,028,000 | 61,732,000 | 63,315,000 | 64,212,000 |
| Total capital | 64,910,000 | 66,504,000 | 68,108,000 | 68,647,000 |
| Risk-weighted assets | 370,226,000 | 366,343,000 | 365,156,000 | 344,511,000 |