Call reports 2003
FIRST BANK AND TRUST COMPANY OF ILLINOIS — 2003
What FIRST BANK AND TRUST COMPANY OF ILLINOIS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 725,947,000 | 668,333,000 | 608,476,000 | 577,199,000 |
| Total loans | 456,528,000 | 407,774,000 | 385,514,000 | 335,044,000 |
| Allowance for loan losses | 23,707,000 | 20,958,000 | 23,906,000 | 20,243,000 |
| Securities available for sale | 234,901,000 | 210,273,000 | 163,036,000 | 149,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 651,079,000 | 599,716,000 | 544,649,000 | 499,972,000 |
| Interest-bearing deposits | 629,777,000 | 572,931,000 | 516,972,000 | 480,456,000 |
| Noninterest-bearing deposits | 21,302,000 | 26,785,000 | 27,677,000 | 19,516,000 |
| Equity capital | 71,560,000 | 65,112,000 | 60,407,000 | 57,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 10,593,000 | 21,316,000 | 28,119,000 | 33,365,000 |
| Interest expense | 4,968,000 | 9,094,000 | 12,477,000 | 15,441,000 |
| Net interest income | 5,625,000 | 12,222,000 | 15,642,000 | 17,924,000 |
| Noninterest income | 275,000 | 1,707,000 | 2,274,000 | 4,243,000 |
| Noninterest expense | 3,167,000 | 6,268,000 | 9,806,000 | 14,180,000 |
| Provision for loan losses | 1,129,000 | 12,710,000 | 17,698,000 | 25,626,000 |
| Pretax income | 1,604,000 | -5,049,000 | -9,588,000 | -17,639,000 |
| Income tax | 45,000 | -103,000 | -131,000 | -297,000 |
| Net income | 1,559,000 | -4,946,000 | -9,457,000 | -17,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,279,000 | 64,774,000 | 60,263,000 | 57,878,000 |
| Total capital | 77,695,000 | 70,611,000 | 65,775,000 | 62,875,000 |
| Risk-weighted assets | 486,760,000 | 440,090,000 | 417,293,000 | 381,338,000 |