Call reports 2002
FIRST BANK AND TRUST COMPANY OF ILLINOIS — 2002
What FIRST BANK AND TRUST COMPANY OF ILLINOIS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 886,079,000 | 848,053,000 | 800,256,000 | 754,960,000 |
| Total loans | 688,355,000 | 611,064,000 | 547,265,000 | 465,014,000 |
| Allowance for loan losses | 15,019,000 | 15,000,000 | 16,052,000 | 21,500,000 |
| Securities available for sale | 4,956,000 | 87,976,000 | 90,227,000 | 254,936,000 |
| Securities held to maturity | 89,788,000 | 83,971,000 | 33,809,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 803,895,000 | 762,611,000 | 715,420,000 | 681,884,000 |
| Interest-bearing deposits | 778,655,000 | 734,735,000 | 691,317,000 | 659,607,000 |
| Noninterest-bearing deposits | 25,240,000 | 27,876,000 | 24,103,000 | 22,277,000 |
| Equity capital | 80,449,000 | 83,055,000 | 82,625,000 | 70,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 19,338,000 | 35,953,000 | 49,792,000 | 61,289,000 |
| Interest expense | 8,336,000 | 15,954,000 | 22,687,000 | 28,542,000 |
| Net interest income | 11,002,000 | 19,999,000 | 27,105,000 | 32,747,000 |
| Noninterest income | 190,000 | 379,000 | 595,000 | 666,000 |
| Noninterest expense | 2,885,000 | 5,912,000 | 9,061,000 | 12,988,000 |
| Provision for loan losses | 17,054,000 | 20,782,000 | 25,545,000 | 40,093,000 |
| Pretax income | -8,747,000 | -6,316,000 | -6,906,000 | -19,668,000 |
| Income tax | -177,000 | -153,000 | -155,000 | -294,000 |
| Net income | -8,570,000 | -6,163,000 | -6,751,000 | -19,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,449,000 | 82,931,000 | 82,342,000 | 69,719,000 |
| Total capital | 89,284,000 | 91,099,000 | 90,005,000 | 76,283,000 |
| Risk-weighted assets | 700,649,000 | 643,790,000 | 594,400,000 | 500,854,000 |