Call reports 2002
GUARANTY BANK AND TRUST — 2002
What GUARANTY BANK AND TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Total assets | 196,466,000 | 171,138,000 |
| Total loans | 142,560,000 | 120,968,000 |
| Allowance for loan losses | 2,238,000 | 2,212,000 |
| Securities available for sale | 27,131,000 | 24,923,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 143,124,000 | 129,620,000 |
| Interest-bearing deposits | 121,574,000 | 108,859,000 |
| Noninterest-bearing deposits | 21,550,000 | 20,761,000 |
| Equity capital | 25,422,000 | 26,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Interest income | 2,373,000 | 5,008,000 |
| Interest expense | 876,000 | 1,787,000 |
| Net interest income | 1,497,000 | 3,221,000 |
| Noninterest income | 274,000 | 1,282,000 |
| Noninterest expense | 1,182,000 | 2,718,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 589,000 | 1,785,000 |
| Income tax | 222,000 | 669,000 |
| Net income | 367,000 | 1,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Tier 1 capital | 16,211,000 | 16,812,000 |
| Total capital | 18,039,000 | 18,551,000 |
| Risk-weighted assets | 145,843,000 | 138,678,000 |