Call report 2007Q2
UNITED BANK & TRUST COMPANY — 2007Q2
The 22 measures UNITED BANK & TRUST COMPANY reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 118,175,000 | USD | evidence → |
| Total loans | 93,687,000 | USD | evidence → |
| Allowance for loan losses | 1,146,000 | USD | evidence → |
| Securities available for sale | 16,552,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 87,600,000 | USD | evidence → |
| Interest-bearing deposits | 77,978,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,622,000 | USD | evidence → |
| Equity capital | 8,556,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,320,000 | USD | evidence → |
| Interest expense | 2,115,000 | USD | evidence → |
| Net interest income | 2,205,000 | USD | evidence → |
| Noninterest income | 258,000 | USD | evidence → |
| Noninterest expense | 1,694,000 | USD | evidence → |
| Provision for loan losses | 179,000 | USD | evidence → |
| Pretax income | 590,000 | USD | evidence → |
| Income tax | 205,000 | USD | evidence → |
| Net income | 385,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,837,000 | USD | evidence → |
| Total capital | 9,983,000 | USD | evidence → |
| Risk-weighted assets | 96,813,000 | USD | evidence → |