Call report 2005Q4
UNITED BANK & TRUST COMPANY — 2005Q4
The 22 measures UNITED BANK & TRUST COMPANY reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 74,969,000 | USD | evidence → |
| Total loans | 55,287,000 | USD | evidence → |
| Allowance for loan losses | 676,000 | USD | evidence → |
| Securities available for sale | 13,323,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 58,000,000 | USD | evidence → |
| Interest-bearing deposits | 49,293,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,707,000 | USD | evidence → |
| Equity capital | 6,512,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,508,000 | USD | evidence → |
| Interest expense | 1,565,000 | USD | evidence → |
| Net interest income | 2,943,000 | USD | evidence → |
| Noninterest income | 631,000 | USD | evidence → |
| Noninterest expense | 2,722,000 | USD | evidence → |
| Provision for loan losses | 108,000 | USD | evidence → |
| Pretax income | 744,000 | USD | evidence → |
| Income tax | 246,000 | USD | evidence → |
| Net income | 498,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,806,000 | USD | evidence → |
| Total capital | 7,476,000 | USD | evidence → |
| Risk-weighted assets | 53,632,000 | USD | evidence → |