Call report 2004Q4
UNITED BANK & TRUST COMPANY — 2004Q4
The 22 measures UNITED BANK & TRUST COMPANY reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 79,710,000 | USD | evidence → |
| Total loans | 54,260,000 | USD | evidence → |
| Allowance for loan losses | 621,000 | USD | evidence → |
| Securities available for sale | 14,438,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 66,877,000 | USD | evidence → |
| Interest-bearing deposits | 59,282,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,595,000 | USD | evidence → |
| Equity capital | 6,414,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,220,000 | USD | evidence → |
| Interest expense | 1,305,000 | USD | evidence → |
| Net interest income | 2,915,000 | USD | evidence → |
| Noninterest income | 634,000 | USD | evidence → |
| Noninterest expense | 2,772,000 | USD | evidence → |
| Provision for loan losses | 72,000 | USD | evidence → |
| Pretax income | 705,000 | USD | evidence → |
| Income tax | 221,000 | USD | evidence → |
| Net income | 484,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,532,000 | USD | evidence → |
| Total capital | 7,153,000 | USD | evidence → |
| Risk-weighted assets | 53,075,000 | USD | evidence → |