Call report 2003Q4
UNITED BANK & TRUST COMPANY — 2003Q4
The 22 measures UNITED BANK & TRUST COMPANY reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 76,549,000 | USD | evidence → |
| Total loans | 59,218,000 | USD | evidence → |
| Allowance for loan losses | 654,000 | USD | evidence → |
| Securities available for sale | 13,022,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 58,908,000 | USD | evidence → |
| Interest-bearing deposits | 52,344,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,563,000 | USD | evidence → |
| Equity capital | 6,231,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,244,000 | USD | evidence → |
| Interest expense | 1,341,000 | USD | evidence → |
| Net interest income | 2,903,000 | USD | evidence → |
| Noninterest income | 592,000 | USD | evidence → |
| Noninterest expense | 2,863,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 676,000 | USD | evidence → |
| Income tax | 171,000 | USD | evidence → |
| Net income | 505,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,299,000 | USD | evidence → |
| Total capital | 6,953,000 | USD | evidence → |
| Risk-weighted assets | 56,034,000 | USD | evidence → |