Call report 2002Q4
UNITED BANK & TRUST COMPANY — 2002Q4
The 22 measures UNITED BANK & TRUST COMPANY reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 69,418,000 | USD | evidence → |
| Total loans | 54,673,000 | USD | evidence → |
| Allowance for loan losses | 650,000 | USD | evidence → |
| Securities available for sale | 9,767,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 56,609,000 | USD | evidence → |
| Interest-bearing deposits | 50,724,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,884,000 | USD | evidence → |
| Equity capital | 6,266,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,512,000 | USD | evidence → |
| Interest expense | 1,560,000 | USD | evidence → |
| Net interest income | 2,952,000 | USD | evidence → |
| Noninterest income | 559,000 | USD | evidence → |
| Noninterest expense | 2,597,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 937,000 | USD | evidence → |
| Income tax | 323,000 | USD | evidence → |
| Net income | 614,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,094,000 | USD | evidence → |
| Total capital | 6,744,000 | USD | evidence → |
| Risk-weighted assets | 52,743,000 | USD | evidence → |