Call reports 2013
ALASKA PACIFIC BANK — 2013
What ALASKA PACIFIC BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 174,021,000 | 176,294,000 | 182,527,000 | 176,307,000 |
| Total loans | 149,176,000 | 151,310,000 | 150,396,000 | 146,476,000 |
| Allowance for loan losses | 1,936,000 | 1,999,000 | 1,942,000 | 1,910,000 |
| Securities available for sale | 6,087,000 | 5,821,000 | 5,689,000 | 5,567,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,960,000 | 155,372,000 | 161,337,000 | 155,557,000 |
| Interest-bearing deposits | 120,915,000 | 119,731,000 | 123,109,000 | 121,192,000 |
| Noninterest-bearing deposits | 32,045,000 | 35,641,000 | 38,228,000 | 34,365,000 |
| Equity capital | 20,659,000 | 20,703,000 | 20,815,000 | 20,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,039,000 | 4,124,000 | 6,238,000 | 8,305,000 |
| Interest expense | 131,000 | 232,000 | 327,000 | 418,000 |
| Net interest income | 1,908,000 | 3,892,000 | 5,911,000 | 7,887,000 |
| Noninterest income | 588,000 | 1,070,000 | 1,691,000 | 2,222,000 |
| Noninterest expense | 2,177,000 | 4,343,000 | 6,376,000 | 8,451,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 180,000 |
| Pretax income | 259,000 | 499,000 | 1,046,000 | 1,478,000 |
| Income tax | 89,000 | 154,000 | 521,000 | 552,000 |
| Net income | 170,000 | 345,000 | 525,000 | 926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,413,000 | 20,528,000 | 20,637,000 | 20,216,000 |
| Total capital | 22,164,000 | 22,276,000 | 22,421,000 | 21,944,000 |
| Risk-weighted assets | 139,934,000 | 139,614,000 | 142,551,000 | 138,084,000 |