Call reports 2017
MARTINSBURG BANK AND TRUST — 2017
What MARTINSBURG BANK AND TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 201,552,000 | 197,782,000 | 200,108,000 | 191,605,000 |
| Total loans | 123,545,000 | 123,748,000 | 125,300,000 | 123,579,000 |
| Allowance for loan losses | 2,100,000 | 2,109,000 | 2,104,000 | 2,112,000 |
| Securities available for sale | 35,203,000 | 36,229,000 | 37,273,000 | 36,545,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,061,000 | 155,158,000 | 157,846,000 | 155,822,000 |
| Interest-bearing deposits | 124,560,000 | 123,716,000 | 124,964,000 | 122,884,000 |
| Noninterest-bearing deposits | 30,501,000 | 31,442,000 | 32,882,000 | 32,938,000 |
| Equity capital | 26,087,000 | 26,708,000 | 27,096,000 | 27,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,713,000 | 3,466,000 | 5,292,000 | 7,105,000 |
| Interest expense | 204,000 | 396,000 | 573,000 | 743,000 |
| Net interest income | 1,509,000 | 3,070,000 | 4,719,000 | 6,362,000 |
| Noninterest income | 253,000 | 523,000 | 770,000 | 1,069,000 |
| Noninterest expense | 1,177,000 | 2,356,000 | 3,650,000 | 4,926,000 |
| Provision for loan losses | -1,000 | 3,000 | -100,000 | -92,000 |
| Pretax income | 586,000 | 1,234,000 | 1,939,000 | 2,631,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 586,000 | 1,234,000 | 1,939,000 | 2,631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,370,000 | 26,774,000 | 27,230,000 | 27,684,000 |
| Total capital | 28,044,000 | 28,469,000 | 28,934,000 | 29,362,000 |
| Risk-weighted assets | 133,469,000 | 135,210,000 | 135,855,000 | 133,800,000 |