Call reports 2013
MARTINSBURG BANK AND TRUST — 2013
What MARTINSBURG BANK AND TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 187,601,000 | 199,628,000 | 190,652,000 | 181,122,000 |
| Total loans | 119,968,000 | 125,287,000 | 125,845,000 | 126,872,000 |
| Allowance for loan losses | 1,951,000 | 1,967,000 | 1,935,000 | 1,954,000 |
| Securities available for sale | 25,225,000 | 28,619,000 | 33,452,000 | 32,446,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,234,000 | 154,834,000 | 142,004,000 | 137,192,000 |
| Interest-bearing deposits | 112,886,000 | 117,225,000 | 114,676,000 | 110,819,000 |
| Noninterest-bearing deposits | 28,348,000 | 37,609,000 | 27,328,000 | 26,373,000 |
| Equity capital | 22,240,000 | 21,420,000 | 21,911,000 | 21,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,706,000 | 3,385,000 | 5,143,000 | 6,912,000 |
| Interest expense | 247,000 | 514,000 | 779,000 | 1,027,000 |
| Net interest income | 1,459,000 | 2,871,000 | 4,364,000 | 5,885,000 |
| Noninterest income | 304,000 | 597,000 | 877,000 | 1,150,000 |
| Noninterest expense | 1,234,000 | 2,410,000 | 3,598,000 | 4,739,000 |
| Provision for loan losses | 21,000 | 34,000 | 40,000 | 55,000 |
| Pretax income | 508,000 | 1,061,000 | 1,640,000 | 2,278,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 8,000 |
| Net income | 506,000 | 1,057,000 | 1,634,000 | 2,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,865,000 | 21,701,000 | 22,075,000 | 22,446,000 |
| Total capital | 23,378,000 | 23,330,000 | 23,739,000 | 24,119,000 |
| Risk-weighted assets | 125,569,000 | 131,081,000 | 132,849,000 | 133,580,000 |