Call reports 2002

MARTINSBURG BANK AND TRUST — 2002

Name: MARTINSBURG BANK AND TRUST — FFIEC call report 2002
Creator: MARTINSBURG BANK AND TRUST

What MARTINSBURG BANK AND TRUST reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/92241d9a-b35c-445a-adc2-332dfadde98d/2002

Balance sheet

What the bank holds and owes at quarter end

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Total assets	123,472,000	122,339,000	123,062,000	120,938,000
Total loans	84,887,000	85,337,000	86,820,000	84,135,000
Allowance for loan losses	781,000	666,000	978,000	678,000
Securities available for sale	26,333,000	26,495,000	27,624,000	25,438,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	101,508,000	98,838,000	97,276,000	98,627,000
Interest-bearing deposits	92,329,000	89,688,000	88,078,000	89,121,000
Noninterest-bearing deposits	9,179,000	9,150,000	9,197,000	9,506,000
Equity capital	11,366,000	11,734,000	11,911,000	12,196,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Interest income	2,054,000	4,022,000	6,021,000	7,921,000
Interest expense	806,000	1,540,000	2,245,000	2,892,000
Net interest income	1,248,000	2,482,000	3,776,000	5,029,000
Noninterest income	180,000	360,000	546,000	720,000
Noninterest expense	923,000	1,928,000	2,904,000	3,747,000
Provision for loan losses	75,000	250,000	585,000	615,000
Pretax income	433,000	660,000	838,000	1,375,000
Income tax	104,000	156,000	226,000	339,000
Net income	329,000	504,000	612,000	1,036,000

Basel measures — not reported for every quarter

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Tier 1 capital	11,108,000	11,283,000	11,390,000	11,693,000
Total capital	11,889,000	11,949,000	12,368,000	12,371,000
Risk-weighted assets	91,301,000	90,623,000	91,632,000	90,460,000