Call reports 2022
RSNB BANK — 2022
What RSNB BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 415,803,000 | 397,743,000 | 394,616,000 | 388,926,000 |
| Total loans | 116,772,000 | 131,854,000 | 134,834,000 | 139,415,000 |
| Allowance for loan losses | 1,160,000 | 1,320,000 | 1,345,000 | 1,390,000 |
| Securities available for sale | 252,241,000 | 230,869,000 | 219,361,000 | 219,270,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 383,264,000 | 385,671,000 | 387,779,000 | 377,814,000 |
| Interest-bearing deposits | 258,911,000 | 265,673,000 | 265,236,000 | 249,340,000 |
| Noninterest-bearing deposits | 124,353,000 | 119,998,000 | 122,543,000 | 128,474,000 |
| Equity capital | 30,631,000 | 9,967,000 | 4,601,000 | 9,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,902,000 | 5,958,000 | 9,010,000 | 12,361,000 |
| Interest expense | 195,000 | 404,000 | 682,000 | 1,191,000 |
| Net interest income | 2,707,000 | 5,554,000 | 8,328,000 | 11,170,000 |
| Noninterest income | 579,000 | 1,064,000 | 1,519,000 | 2,064,000 |
| Noninterest expense | 2,048,000 | 3,960,000 | 5,888,000 | 7,735,000 |
| Provision for loan losses | -4,000 | 155,000 | 180,000 | 244,000 |
| Pretax income | 1,253,000 | 2,504,000 | 3,792,000 | 5,268,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,253,000 | 2,504,000 | 3,792,000 | 5,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,410,000 | 47,353,000 | 47,560,000 | 48,076,000 |