Call reports 2021
RSNB BANK — 2021
What RSNB BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 422,961,000 | 419,394,000 | 416,988,000 | 428,338,000 |
| Total loans | 125,331,000 | 118,865,000 | 116,615,000 | 108,889,000 |
| Allowance for loan losses | 1,090,000 | 1,085,000 | 1,115,000 | 1,065,000 |
| Securities available for sale | 255,824,000 | 257,456,000 | 252,481,000 | 275,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 370,618,000 | 366,060,000 | 364,030,000 | 377,981,000 |
| Interest-bearing deposits | 241,144,000 | 246,676,000 | 244,104,000 | 256,242,000 |
| Noninterest-bearing deposits | 129,474,000 | 119,384,000 | 119,926,000 | 121,739,000 |
| Equity capital | 49,907,000 | 50,845,000 | 50,621,000 | 48,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,985,000 | 6,143,000 | 9,064,000 | 11,856,000 |
| Interest expense | 205,000 | 411,000 | 612,000 | 815,000 |
| Net interest income | 2,780,000 | 5,732,000 | 8,452,000 | 11,041,000 |
| Noninterest income | 541,000 | 1,099,000 | 1,745,000 | 2,263,000 |
| Noninterest expense | 1,902,000 | 3,792,000 | 5,678,000 | 7,568,000 |
| Provision for loan losses | 57,000 | 39,000 | 62,000 | -90,000 |
| Pretax income | 2,845,000 | 4,479,000 | 5,943,000 | 7,004,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,845,000 | 4,479,000 | 5,943,000 | 7,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,632,000 | 46,701,000 | 46,996,000 | 47,157,000 |