Call reports 2020
RSNB BANK — 2020
What RSNB BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 365,402,000 | 391,780,000 | 393,827,000 | 406,481,000 |
| Total loans | 113,174,000 | 134,631,000 | 127,771,000 | 107,064,000 |
| Allowance for loan losses | 1,130,000 | 1,180,000 | 1,110,000 | 1,015,000 |
| Securities available for sale | 209,193,000 | 221,344,000 | 220,646,000 | 239,231,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,658,000 | 333,720,000 | 338,971,000 | 351,054,000 |
| Interest-bearing deposits | 222,035,000 | 222,282,000 | 223,863,000 | 232,866,000 |
| Noninterest-bearing deposits | 98,623,000 | 111,438,000 | 115,108,000 | 118,188,000 |
| Equity capital | 42,905,000 | 54,482,000 | 52,490,000 | 53,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,035,000 | 6,383,000 | 9,262,000 | 12,093,000 |
| Interest expense | 290,000 | 531,000 | 756,000 | 969,000 |
| Net interest income | 2,745,000 | 5,852,000 | 8,506,000 | 11,124,000 |
| Noninterest income | 597,000 | 1,044,000 | 1,722,000 | 2,275,000 |
| Noninterest expense | 1,837,000 | 3,534,000 | 5,345,000 | 7,136,000 |
| Provision for loan losses | -40,000 | -13,000 | -106,000 | -210,000 |
| Pretax income | 2,847,000 | 7,273,000 | 8,895,000 | 10,457,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,847,000 | 7,273,000 | 8,895,000 | 10,457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,030,000 | 47,036,000 | 44,184,000 | 44,787,000 |