Call reports 2019
RSNB BANK — 2019
What RSNB BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 358,425,000 | 364,567,000 | 361,183,000 | 368,798,000 |
| Total loans | 116,013,000 | 119,359,000 | 110,278,000 | 109,412,000 |
| Allowance for loan losses | 1,160,000 | 1,190,000 | 1,100,000 | 1,120,000 |
| Securities available for sale | 205,937,000 | 207,140,000 | 207,253,000 | 216,689,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,939,000 | 318,295,000 | 313,823,000 | 320,696,000 |
| Interest-bearing deposits | 214,990,000 | 220,573,000 | 214,210,000 | 218,685,000 |
| Noninterest-bearing deposits | 101,949,000 | 97,722,000 | 99,613,000 | 102,011,000 |
| Equity capital | 39,742,000 | 44,351,000 | 45,382,000 | 46,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,090,000 | 6,268,000 | 9,399,000 | 12,467,000 |
| Interest expense | 319,000 | 658,000 | 998,000 | 1,329,000 |
| Net interest income | 2,771,000 | 5,610,000 | 8,401,000 | 11,138,000 |
| Noninterest income | 443,000 | 1,011,000 | 1,521,000 | 2,000,000 |
| Noninterest expense | 1,793,000 | 3,583,000 | 5,367,000 | 7,145,000 |
| Provision for loan losses | -38,000 | -31,000 | -122,000 | -24,000 |
| Pretax income | 1,525,000 | 3,145,000 | 4,929,000 | 6,297,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,525,000 | 3,145,000 | 4,929,000 | 6,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,347,000 | 41,683,000 | 41,239,000 | 42,609,000 |
| Total capital | 43,547,000 | 42,907,000 | 42,372,000 | 43,764,000 |
| Risk-weighted assets | 190,011,000 | 191,358,000 | 182,540,000 | 182,108,000 |