Call reports 2016
RSNB BANK — 2016
What RSNB BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 382,633,000 | 381,811,000 | 373,585,000 | 375,261,000 |
| Total loans | 86,661,000 | 95,469,000 | 100,803,000 | 104,312,000 |
| Allowance for loan losses | 880,000 | 1,100,000 | 1,150,000 | 1,075,000 |
| Securities available for sale | 266,943,000 | 258,883,000 | 238,138,000 | 236,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 337,323,000 | 336,174,000 | 327,747,000 | 334,705,000 |
| Interest-bearing deposits | 241,205,000 | 243,766,000 | 236,975,000 | 237,802,000 |
| Noninterest-bearing deposits | 96,118,000 | 92,408,000 | 90,772,000 | 96,903,000 |
| Equity capital | 43,813,000 | 43,982,000 | 44,094,000 | 39,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,503,000 | 5,147,000 | 7,872,000 | 10,566,000 |
| Interest expense | 134,000 | 270,000 | 408,000 | 546,000 |
| Net interest income | 2,369,000 | 4,877,000 | 7,464,000 | 10,020,000 |
| Noninterest income | 424,000 | 900,000 | 1,417,000 | 1,941,000 |
| Noninterest expense | 1,851,000 | 3,666,000 | 5,420,000 | 7,127,000 |
| Provision for loan losses | 379,000 | 898,000 | 955,000 | 837,000 |
| Pretax income | 727,000 | 1,477,000 | 3,006,000 | 4,266,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 727,000 | 1,477,000 | 3,006,000 | 4,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,943,000 | 40,237,000 | 41,011,000 | 42,271,000 |
| Total capital | 41,848,000 | 41,362,000 | 42,186,000 | 43,371,000 |
| Risk-weighted assets | 162,264,000 | 167,553,000 | 168,463,000 | 171,365,000 |